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保证金贷款利率

保证金贷款利率

对保证金贷款收取的利息
查看举例


在计算利率时,请记住IBKR使用基于以下等级的混合利率。例如,对超过一百万美元的余额,第一个10万 万按第一级利率收取,其余90万按第二级利率,等等。在确定报价价差时,IBKR将采用设定基准利率或如果基准利率低于0则采用0利率。

IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。

利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行,旨在适用货币汇率的变化。


余额
定价方案:
IBKR Pro版 IBKR Lite版

计算混合利率

BM = 基准利率

币种 等级 适用利率—IBKR Pro版 适用利率—IBKR Lite版
美元 0 ≤ 100,000 1.56% (BM + 1.5%) 2.56% (BM + 2.5%)
100,000 ≤ 1,000,000 1.06% (BM + 1%) 2.56% (BM + 2.5%)
1,000,000 ≤ 3,000,000 0.75% (BM + 0.5%)1 2.56% (BM + 2.5%)
3,000,000 ≤ 200,000,000 0.75% (BM + 0.3%)1 2.56% (BM + 2.5%)
> 200,000,000 0.75% (BM + 0.3%) 1,2 2.56% (BM + 2.5%)
澳元 0 ≤ 140,000 1.684% (BM + 1.5%) 2.684% (BM + 2.5%)
140,000 ≤ 1,400,000 1.184% (BM + 1%) 2.684% (BM + 2.5%)
1,400,000 ≤ 140,000,000 0.684% (BM + 0.5%) 2.684% (BM + 2.5%)
> 140,000,000 0.684% (BM + 0.5%) 2 2.684% (BM + 2.5%)
加元 0 ≤ 140,000 1.597% (BM + 1.5%) 2.597% (BM + 2.5%)
140,000 ≤ 1,400,000 1.097% (BM + 1%) 2.597% (BM + 2.5%)
1,400,000 ≤ 140,000,000 0.597% (BM + 0.5%) 2.597% (BM + 2.5%)
> 140,000,000 0.597% (BM + 0.5%) 2 2.597% (BM + 2.5%)
瑞士法郎 0 ≤ 100,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
100,000 ≤ 1,000,000 1% (BM + 1%) 2.5% (BM + 2.5%)
1,000,000 ≤ 200,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 200,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
离岸人民币 0 ≤ 625,000 7.005% (BM + 5%) 8.005% (BM + 6%)
625,000 ≤ 6,250,000 7.005% (BM + 5%) 8.005% (BM + 6%)
6,250,000 ≤ 125,000,000 7.005% (BM + 5%) 8.005% (BM + 6%)
> 125,000,000 7.005% (BM + 5%) 2 8.005% (BM + 6%)
捷克克朗 0 ≤ 400,000,000 3% (BM + 3%) 4% (BM + 4%)
> 400,000,000 3% (BM + 3%) 2 4% (BM + 4%)
丹麦克朗 0 ≤ 120,000,000 3% (BM + 3%) 4% (BM + 4%)
> 120,000,000 3% (BM + 3%) 2 4% (BM + 4%)
欧元 0 ≤ 100,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
100,000 ≤ 1,000,000 1% (BM + 1%) 2.5% (BM + 2.5%)
1,000,000 ≤ 150,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 150,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
英镑 0 ≤ 80,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
80,000 ≤ 800,000 1% (BM + 1%) 2.5% (BM + 2.5%)
800,000 ≤ 160,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 160,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
港币 0 ≤ 780,000 2.957% (BM + 2.5%) 3.957% (BM + 3.5%)
780,000 ≤ 7,800,000 2.457% (BM + 2%) 3.957% (BM + 3.5%)
7,800,000 ≤ 780,000,000 1.957% (BM + 1.5%) 3.957% (BM + 3.5%)
> 780,000,000 1.957% (BM + 1.5%) 2 3.957% (BM + 3.5%)
匈牙利福林 0 ≤ 4,500,000,000 5.316% (BM + 5%) 6.316% (BM + 6%)
> 4,500,000,000 5.316% (BM + 5%) 2 6.316% (BM + 6%)
以色列谢克尔 0 ≤ 80,000,000 5% (BM + 5%) 6% (BM + 6%)
> 80,000,000 5% (BM + 5%) 2 6% (BM + 6%)
印度卢比 全部 12.5% (BM + 3%) 13.5% (BM + 4%)
日元 0 ≤ 11,000,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
11,000,000 ≤ 110,000,000 1% (BM + 1%) 2.5% (BM + 2.5%)
110,000,000 ≤ 20,000,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 20,000,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
韩元 0 ≤ 120,000,000 2.55% (BM + 2%) 3.55% (BM + 3%)
120,000,000 ≤ 1,200,000,000 2.05% (BM + 1.5%) 3.55% (BM + 3%)
1,200,000,000 ≤ 24,000,000,000 1.55% (BM + 1%) 3.55% (BM + 3%)
> 24,000,000,000 1.55% (BM + 1%) 2 3.55% (BM + 3%)
墨西哥比索 0 ≤ 1,900,000 8.507% (BM + 3%) 9.507% (BM + 4%)
1,900,000 ≤ 19,000,000 7.507% (BM + 2%) 9.507% (BM + 4%)
19,000,000 ≤ 1,900,000,000 7.007% (BM + 1.5%) 9.507% (BM + 4%)
> 1,900,000,000 7.007% (BM + 1.5%) 2 9.507% (BM + 4%)
挪威克朗 0 ≤ 850,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
850,000 ≤ 8,500,000 1% (BM + 1%) 2.5% (BM + 2.5%)
8,500,000 ≤ 850,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 850,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
新西兰元 0 ≤ 150,000 1.723% (BM + 1.5%) 2.723% (BM + 2.5%)
150,000 ≤ 1,500,000 1.223% (BM + 1%) 2.723% (BM + 2.5%)
1,500,000 ≤ 150,000,000 0.973% (BM + 0.75%) 2.723% (BM + 2.5%)
> 150,000,000 0.973% (BM + 0.75%) 2 2.723% (BM + 2.5%)
波兰兹罗提 0 ≤ 70,000,000 3.377% (BM + 3%) 4.377% (BM + 4%)
> 70,000,000 4.377% (BM + 4%) 2 4.377% (BM + 4%)
俄罗斯卢布 0 ≤ 660,000,000 10.616% (BM + 5%) 11.616% (BM + 6%)
> 660,000,000 10.616% (BM + 5%) 2 11.616% (BM + 6%)
瑞典克朗 0 ≤ 850,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
850,000 ≤ 8,500,000 1% (BM + 1%) 2.5% (BM + 2.5%)
8,500,000 ≤ 850,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 850,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
新加坡元 0 ≤ 150,000 1.675% (BM + 1.5%) 2.675% (BM + 2.5%)
150,000 ≤ 1,500,000 1.175% (BM + 1%) 2.675% (BM + 2.5%)
1,500,000 ≤ 150,000,000 0.675% (BM + 0.5%) 2.675% (BM + 2.5%)
> 150,000,000 0.675% (BM + 0.5%) 2 2.675% (BM + 2.5%)
土耳其里拉 0 ≤ 60,000,000 9.621% (BM + 5%) 10.621% (BM + 6%)
> 60,000,000 9.621% (BM + 5%) 2 10.621% (BM + 6%)
南非兰特 0 ≤ 1,500,000 5.512% (BM + 1.5%) 6.512% (BM + 2.5%)
1,500,000 ≤ 15,000,000 5.012% (BM + 1%) 6.512% (BM + 2.5%)
15,000,000 ≤ 1,500,000,000 4.762% (BM + 0.75%) 6.512% (BM + 2.5%)
> 1,500,000,000 4.762% (BM + 0.75%) 2 6.512% (BM + 2.5%)

  1. 美元保证金贷款最低利率为0.75%。利率可能会发生变化。
  2. 如果没有预先安排融资,可能会向高出部分收取1%的附加费用。
披露
  1. 净资产小于100,000美元(或等值)的账户中大于10,000美元(或等值)的贷方余额将以比例计息。对于持有负利率货币的贷方余额的账户,若余额大于100,000美元(或等值),则账户将适用负利率,但余额若小于100,000美元(或等值),则不会被收取负利率。
  2. 港币参考基准利率仅适用于保证金贷款。
  3. 对于盈透证券香港有限公司的客户,贷方余额港币利息的基准利率根据外部基准参考利率和银行存款利率确定,最高不超过0.75%。