重要提示：
2025年9月17日，美联储将隔夜拆借利率下调25个基点，盈透证券向账户中余额支付的美元利率预计将降至3.58%，同时美元保证金借贷利率预计将为5.58%-6.58%。确切数值将于2025年9月19日公布，并将适用于2025年9月18日收盘时的账户余额。
在计算利率时，请记住IBKR使用基于以下等级的混合利率。例如，对超过100万美元的余额，第一个10万按第一阶梯利率收取，其余90万按第二阶梯利率，等等。在确定报价点差时，IBKR将采用设定的基准利率，基准利率为负值的均采用零利率。
IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。
利率等级可能会在未事先通知客户的情况下发生变化。此类调整会定期进行，旨在反映汇率变化。
BM = 基准利率
| 货币 | 等级 | 适用利率： |
|---|---|---|
| 美元 | 0 ≤ 100,000 | 5.830% (BM + 1.5%) |
| 100,000 ≤ 1,000,000 | 5.330% (BM + 1%) | |
| 1,000,000 ≤ 50,000,000 | 5.080% (BM + 0.75%) | |
| 50,000,000 ≤ 250,000,000 | 4.830% (BM + 0.5%)1 | |
| > 250,000,000 | 4.830% (BM + 0.5%) 1,2 | |
| 阿联酋迪拉姆 | 0 ≤ 350,000 | 6.900% (BM + 2.5%) |
| 350,000 ≤ 3,500,000 | 6.400% (BM + 2%) | |
| 3,500,000 ≤ 350,000,000 | 5.900% (BM + 1.5%) | |
| > 350,000,000 | 5.900% (BM + 1.5%) 2 | |
| 澳元 | 0 ≤ 150,000 | 5.177% (BM + 1.5%) |
| 150,000 ≤ 1,500,000 | 4.677% (BM + 1%) | |
| 1,500,000 ≤ 75,000,000 | 4.427% (BM + 0.75%) | |
| 75,000,000 ≤ 300,000,000 | 4.177% (BM + 0.5%) 1 | |
| > 300,000,000 | 4.177% (BM + 0.5%) 1,2 | |
| 加元 | 0 ≤ 130,000 | 4.277% (BM + 1.5%) |
| 130,000 ≤ 1,300,000 | 3.777% (BM + 1%) | |
| 1,300,000 ≤ 64,000,000 | 3.527% (BM + 0.75%) | |
| 64,000,000 ≤ 260,000,000 | 3.277% (BM + 0.5%) 1 | |
| > 260,000,000 | 3.277% (BM + 0.5%) 1,2 | |
| 瑞士法郎 | 0 ≤ 90,000 | 1.500% (BM + 1.5%) |
| 90,000 ≤ 900,000 | 1.000% (BM + 1%) | |
| 900,000 ≤ 46,000,000 | 0.750% (BM + 0.75%) | |
| 46,000,000 ≤ 180,000,000 | 0.75% (BM + 0.5%) 1 | |
| > 180,000,000 | 0.75% (BM + 0.5%) 1,2 | |
| 离岸人民币 | 0 ≤ 700,000 | 5.283% (BM + 4%) |
| 700,000 ≤ 7,000,000 | 4.283% (BM + 3%) | |
| 7,000,000 ≤ 350,000,000 | 3.783% (BM + 2.5%) | |
| > 350,000,000 | 3.283% (BM + 2%) 2 | |
| 捷克克朗 | 0 ≤ 400,000,000 | 6.379% (BM + 3%) |
| > 400,000,000 | 6.379% (BM + 3%) 2 | |
| 丹麦克朗 | 0 ≤ 120,000,000 | 4.685% (BM + 3%) |
| > 120,000,000 | 4.685% (BM + 3%) 2 | |
| 欧元 | 0 ≤ 90,000 | 3.511% (BM + 1.5%) |
| 90,000 ≤ 900,000 | 3.011% (BM + 1%) | |
| 900,000 ≤ 44,000,000 | 2.761% (BM + 0.75%) | |
| 44,000,000 ≤ 180,000,000 | 2.511% (BM + 0.5%) 1 | |
| > 180,000,000 | 2.511% (BM + 0.5%) 1,2 | |
| 英镑 | 0 ≤ 80,000 | 5.545% (BM + 1.5%) |
| 80,000 ≤ 800,000 | 5.045% (BM + 1%) | |
| 800,000 ≤ 38,000,000 | 4.795% (BM + 0.75%) | |
| 38,000,000 ≤ 150,000,000 | 4.545% (BM + 0.5%) 1 | |
| > 150,000,000 | 4.545% (BM + 0.5%) 1,2 | |
| 港币 | 0 ≤ 780,000 | 5.565% (BM + 2.5%) |
| 780,000 ≤ 7,800,000 | 5.065% (BM + 2%) | |
| 7,800,000 ≤ 780,000,000 | 4.565% (BM + 1.5%) | |
| > 780,000,000 | 4.565% (BM + 1.5%) 2 | |
| 匈牙利福林 | 0 ≤ 4,500,000,000 | 11.367% (BM + 5%) |
| > 4,500,000,000 | 11.367% (BM + 5%) 2 | |
| 以色列谢克尔 | 0 ≤ 80,000,000 | 9.704% (BM + 5%) |
| > 80,000,000 | 9.704% (BM + 5%) 2 | |
| 印度卢比 | 全部 | 8.490% (BM + 3%) |
| 日元 | 0 ≤ 11,000,000 | 2.006% (BM + 1.5%) |
| 11,000,000 ≤ 114,000,000 | 1.506% (BM + 1%) | |
| 114,000,000 ≤ 5,700,000,000 | 1.256% (BM + 0.75%) | |
| 5,700,000,000 ≤ 23,000,000,000 | 1.006% (BM + 0.5%) 1 | |
| > 23,000,000,000 | 1.006% (BM + 0.5%) 1,2 | |
| 韩元 | 0 ≤ 120,000,000 | 4.500% (BM + 2%) |
| 120,000,000 ≤ 1,200,000,000 | 4.000% (BM + 1.5%) | |
| 1,200,000,000 ≤ 24,000,000,000 | 3.500% (BM + 1%) | |
| > 24,000,000,000 | 3.500% (BM + 1%) 2 | |
| 墨西哥元 | 0 ≤ 2,000,000 | 11.002% (BM + 3%) |
| 2,000,000 ≤ 20,000,000 | 10.002% (BM + 2%) | |
| 20,000,000 ≤ 2,000,000,000 | 9.502% (BM + 1.5%) | |
| > 2,000,000,000 | 9.502% (BM + 1.5%) 2 | |
| 挪威克朗 | 0 ≤ 900,000 | 5.644% (BM + 1.5%) |
| 900,000 ≤ 9,000,000 | 5.144% (BM + 1%) | |
| 9,000,000 ≤ 450,000,000 | 4.894% (BM + 0.75%) | |
| 450,000,000 ≤ 1,800,000,000 | 4.644% (BM + 0.5%) 1 | |
| > 1,800,000,000 | 4.644% (BM + 0.5%) 1, 2 | |
| 新西兰元 | 0 ≤ 150,000 | 4.651% (BM + 1.5%) |
| 150,000 ≤ 1,500,000 | 4.151% (BM + 1%) | |
| 1,500,000 ≤ 150,000,000 | 3.901% (BM + 0.75%) | |
| > 150,000,000 | 3.901% (BM + 0.75%) 2 | |
| 波兰兹罗提 | 0 ≤ 70,000,000 | 7.889% (BM + 3%) |
| > 70,000,000 | 7.889% (BM + 3%) 2 | |
| 俄罗斯卢布* | 0 ≤ 660,000,000 | 21.830% (BM + 5%) |
| > 660,000,000 | 21.830% (BM + 5%) 2 | |
| 沙特里亚尔 | 0 ≤ 350,000 | 8.395% (BM + 2.5%) |
| 350,000 ≤ 3,500,000 | 7.895% (BM + 2%) | |
| 3,500,000 ≤ 350,000,000 | 7.395% (BM + 1.5%) | |
| > 350,000,000 | 7.395% (BM + 1.5%) 2 | |
| 瑞典克朗 | 0 ≤ 900,000 | 3.496% (BM + 1.5%) |
| 900,000 ≤ 9,100,000 | 2.996% (BM + 1%) | |
| 9,100,000 ≤ 454,000,000 | 2.746% (BM + 0.75%) | |
| 454,000,000 ≤ 1,820,000,000 | 2.496% (BM + 0.5%) 1 | |
| > 1,820,000,000 | 2.496% (BM + 0.5%) 1,2 | |
| 新加坡元 | 0 ≤ 140,000 | 2.834% (BM + 1.5%) |
| 140,000 ≤ 1,400,000 | 2.334% (BM + 1%) | |
| 1,400,000 ≤ 68,000,000 | 2.084% (BM + 0.75%) | |
| 68,000,000 ≤ 270,000,000 | 1.834% (BM + 0.5%) 1 | |
| > 270,000,000 | 1.834% (BM + 0.5%) 1, 2 | |
| 土耳其里拉 | 0 ≤ 250,000,000 | 40.144% (BM + 5%) |
| > 250,000,000 | 40.144% (BM + 5%) 2 | |
| 南非兰特 | 0 ≤ 1,500,000 | 8.354% (BM + 1.5%) |
| 1,500,000 ≤ 15,000,000 | 7.854% (BM + 1%) | |
| 15,000,000 ≤ 1,500,000,000 | 7.604% (BM + 0.75%) | |
| > 1,500,000,000 | 7.604% (BM + 0.75%) 2 |
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